One partner. Two ways to grow.
Launch modern mobile and internet banking, cooperative tools, instant accounts, payments and reconciliation, all built around the core system you already run. Three Nigerian microfinance banks already use it, and one build alone (VendPocket, with Rehoboth MFB) has handled ₦1.5B+ in payments.
Explore AtomBankOffer loans backed by property people already own. With the customer’s permission, you get the ownership records, valuations, verification checks and any existing claims: everything you need to make a decision.
Explore AtomCreditYou decide who qualifies, how much to lend, at what price and on what terms. AtomAfrica doesn’t make lending decisions. We just build the link between your bank and verified ownership.
You control:
Launch mobile, web and cooperative banking without a core replacement project.
Technology already live and trusted inside Nigerian financial institutions.
A clear route into asset-linked lending as ownership networks grow.
Encumbrance tracking and ownership history, structured for underwriting.
Most partnerships start with a working session on the systems you run today and what you want to build next.
Book a Working SessionWe map your current systems, products and priorities.
We connect to your core and configure your modules.
Your team is trained; your customers go live under your brand.
Ongoing monitoring, updates and a team that picks up the phone.
Go digital around your core today, and start offering loans backed by property ownership as more networks join.